If you own a boat, many risks can affect your ability to operate it safely. A Boatowners Policy can help protect you against those risks. Here is what we cover at Mona’s insurance for your close-to-heart boat insurance:
Protect your boat from damages and losses due to everyday risks, including fire, sinking storms, theft and collision. The coverage typically will cover the hull of the boat and the motor(s) of the boat motor(s), as well as the boat’s described equipment and even the trailer.
If your boat is responsible for injury to anyone else or damages docks, boats or structures, then the insurance for boat liability is secured with Mona’s Insurance.. Damage or injury could be directly caused by contact with your vessel or circumstances caused by your vessel, including large wakes. Insurance for boat liability can provide security against lawsuits, such as settlements and legal costs.
A Boatowners Policy covers most risks of owning and operating your boat, motor and trailer. It can also provide coverage for liability lawsuits that may result from an accident involving your boat or motor.